Mini Baccarat is a very simple game. Below, you will find a brief explanation of how the game is dealt:
1. There are three betting positions for each person sitting at the Mini Baccarat game. They are player, banker, and tie. Each of these positions represents the possible outcome of the hands. Players may place a wager on either the player or banker hand. Players may also place a wager on the tie bet alone. Players may be permitted to play more than one hand with shift manager approval only.
2. To begin the play, two cards are dealt out to each side. The first card is dealt to the player. The second is dealt to the banker, the third to the player, and the fourth to the banker. The dealer will first turn up the player hand and call out the total of the cards. The dealer will then turn up the banker hand and call out the total of the cards.
3. The highest possible total to any hand is nine. The lowest is zero. The hand (player, banker) closest to nine wins. If both of the hands end up with the same total, it is called a tie.
4. The total of the first two cards for each hand will determine if the hand will receive a third card or not. Tens and face cards count as zero or what is referred to as “nothing.” Any other cards count as their face value. When the dealer adds up the hand and the count is higher than nine, the count will then become zero again instead of 10.
5. The rule that determines whether or not the banker will get a third card is called the third card rule. Since the banker does have an advantage, ALL winning hands on the banker side are charged 5% of what they win. We call this charge “commission.”
6. If both player and banker have the same total at the end of the hand, it is called a tie hand and the bets do not win or lose.
7. Each of the hands (player and banker) will have either a “stand hand” or a “draw hand” on the first two cards dealt to them.
Baccarat consists of two hands dealt from a multiple deck shoe using eight decks. One hand is called the player’s hand; the other is called the banker’s hand. Each hand consists of two cards each (minimum), or three cards each (maximum).
After the hands are dealt out and turned up in the designated areas, the cards are totaled and, using the last digit only, the hand closest to nine wins. In other words, 16 becomes 6, 20 becomes 0, and 19 becomes 9. If the two hands have the same total, the hand is a tie and neither hand wins or loses. If either hand has 8 or 9, it is called a “natural” winner.
The cards are valued as follows:
Ace = 1
2 – 9 = Face Value
Tens and face cards = Zero or nothing
Toke Bets: 5% commission will be charged on all winning bank toke bets.